We make the progress. Slowly.
The Great Job Search is off to an unsteady start... still, it's a start, right?
Had lunch this week with a friend I haven't seen in months. She's been plagued with money problems since I've known her, partly the result of unwise decisions made from ignorance and emotional need. She told me she'd been working with a financial advisor, setting a budget, planning for retirement, looking into incorporating her freelance work to take advantage of tax law changes. She's contributing to an IRA! I was so pleased and happy for her, and frankly relieved as well -- she has little family, and they don't have the resources, emotional or financial, to help her if something should go badly awry.
And then she told me I'd been a big influence in her making these changes, through my encouragement and as an example, and I nearly dissolved in the warm gooey feels. Me, a model for good. Me, a help to someone. Words fail.
| Creditor | Interest Rate | Owed |
| Amazon Store | 26.49% | -556.24 |
| Chase Visa | 26.49% | 0.00 |
| JetBlue | 22.24% | -95.92 |
| Chase Amazon Prime | 18.99% | 0.00 |
| Barnes and Noble | 16.24% | 0.86 |
| Chase Slate | 13.74% | -75.00 |
| Chase Freedom | 18.99% | 0.00 |
| CU Signature Visa 2 | 11.24% | -429.15 |
| Bank A Signature Visa | 11.15% | 0.00 |
| HELOC | 8.50% | -86,631.68 |
| CU Signature Visa 1 | 8.40% | -827.49 |
| Car loan | 2.90% | -42,720.98 |
| Bank A Balance Transfer | 0.00% | -3,746.58 |
| BankAmericard Platinum | 0.00% | 0.00 |
| BestBuy | 0.00% | 0.00 |
| Citi Diamond Preferred | 0.00% | 0.00 |
| CreditFirst (Firestone) | 0.00% | 0.00 |
| Lowe's | 0.00% | -526.05 |
| Total CC Debt | -6,255.17 | |
| All Debt | -135,738.20 | |
Had lunch this week with a friend I haven't seen in months. She's been plagued with money problems since I've known her, partly the result of unwise decisions made from ignorance and emotional need. She told me she'd been working with a financial advisor, setting a budget, planning for retirement, looking into incorporating her freelance work to take advantage of tax law changes. She's contributing to an IRA! I was so pleased and happy for her, and frankly relieved as well -- she has little family, and they don't have the resources, emotional or financial, to help her if something should go badly awry.
And then she told me I'd been a big influence in her making these changes, through my encouragement and as an example, and I nearly dissolved in the warm gooey feels. Me, a model for good. Me, a help to someone. Words fail.
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