Skip to main content

Work News, Money News, New News is Good(ish) News

News: I have some. And here it is.

Work: I have work. Not a job, unfortunately, but at least a six-month contract. Not at my usual rate, either, but it's more important at this point just to get something to keep the gap in my résumé from metastasizing into a black hole of nothingness. I may be mixing metaphors at this point, and also being a bit dramatic. Still: giant gaps make prospective employers twitch, we all know it's true. The challenges? Learning the new software, getting used to working again, not annoying anyone. I'm working from home at least until I'm fully vaccinated, so that should help.

Money: A few good things here. One, our tenant renewed for another year. Two, we didn't owe any taxes, which was my great fear -- we actually have a large-ish return coming. And three, I'm re-refinancing our mortgage to take advantage of the low, low, Covid rates -- the new rate will be 1.5% lower, and even with the mortgage costs, we should still save over $50,000 over the life of the loan. We had to fold in those mortgage costs to the new loan, however, so the actual debt, when I finally post numbers, will be up. Ah, me. Swings and roundabouts, is it? Snakes and ladders.

News: Well, actually that was mostly it. Although one of the cats is pretty much in love with Spouse and me now, finally. Sleeps on the bed, on me, often wants to be wherever we are during the day: it's love. One down, two to go. 

I'll endeavor to get some numbers together. These last few years -- hell, these last half-dozen -- have not been good, financially or otherwise, I must say. My dreams of living in the UK after retirement are pretty much demolished, and I am sad about it. Often. And very. But I'm trying to be grateful that we will likely be able to retire, and with some degree of comfort. Especially when so many people I know don't have that chance, it feels... churlish, selfish even, not to be grateful. Here's hoping I can change my perspective, and find another, affordable dream. 

Comments

  1. So happy for you, although it is hard to give up your dream. I have had many dreams slip away over the years, and i too feel guilty sometimes as I feel ungrateful when I have so much more than others.

    ReplyDelete

Post a Comment

Popular posts from this blog

The Dubious Joys of Ownership

Our rental property continues to physically embody the reasons why people don't make money off of rental properties. Checklist for the last two months: Tenants not renewing  Downed branches (and possibly damaged tree) from windstorms need removal Possible leak in attic Probable mold in attic The management fee for finding/renting to a new tenant is much heftier, of course -- roughly equivalent to a month's rent. And of course that's in addition to costs from the usual refurbishing when putting a rental back on market: painting, deep cleaning, replacing anything that has aged out since the lease began (in our case, that includes at least a mailbox). Let's call that $1,500, though I honestly have no idea. No word yet on what the branch/possible tree removal will cost. Crossing my fingers that the tree is okay. The state requires a certified inspector to determine the presence of mold. (This costs us money but I approve of it. Mold can have a huge health impac...

Warning...

I just spent $640 on a new monitor. Not this one precisely, but you get the idea Cue PF Frugality alarms: Alert! Alert! Unplanned purchase! Funds diverted from debts still outstanding! Activate guilt shields! Criticism incoming! Yeah, I'm cowering. I know, I know. Why spend $640 that you (broadly speaking) don't have when you do have a functional, if aging, monitor and you're trying to get out of debt? Because unfortunately, "functional" isn't quite good enough. I work from home roughly once a week, and Spouse uses my monitor when on call at the new job. At work, we both have dual, (reasonably) high-res monitors, because our employers understand our workflow has us moving between applications throughout the day.  To illustrate, in my usual work at the current client, I am checking/have open at a minimum: Specification documentation, usually Excel or Word An integrated development environment app, mostly for the display aspects of my work ...

Biannual Update/Whinge

 I've sorely neglected this blog. 2020 has been a dreadful year for me, for both the pandemic-related reasons and a host of personal ones. I lost friends and family this year, to COVID, cancer, and aneurysm. I was in an accident that caused a "cataclysmic" injury, according to my surgeon, who seems eternally concerned that I'm not taking things seriously enough, and still in physical therapy. I've been sufficiently depressed to be prescribed another anti-depressant. And of course, even if I could work right now, there are no jobs in my field .  Not quite accurate, that. More specifically, there are no jobs in just my field. Employers seem to think their strongest strategy for getting through this downturn is to combine barely-related specialties into a single position: one super-data goddess, please! Yes, you must be expert in servers, database administration, data conversion, data warehousing, and data visualization. Oh, and website design/maintenance, including ...