Spouse's former company will cease to exist next month, and with it our COBRA. (No company = no plan = no self-funded part of plan.) Have I mentioned that medical insurance is insane, y'all? I have? Was I the first? Because, y'all. It's insane. Since this counts as an eligible life-event, we can sign up for coverage under the ACA. We technically have 60 days from the date of the life-event, but who wants to be uninsured for that length of time? And who wants to continue to pay against a deductible that's not going to be applicable in 30-90 days? Because insurance is a Big Freaking Adult Deal with a Big Freaking Adult Price Tag, I am Freaking the Adult Out. Seriously. Woke up before 3 a.m. Saturday and decided I had to at least start the research; spent seven hours online, creating and populating an Excel workbook to compare up to five plans. Took a break for a sandwich and a shower at about 10 a.m. and then spent another four hours refining the spreadsheet an...